Instant Self Registration. You can register instantly through a debit or credit card. You have to provide your debit/ credit details, and you’ll receive an OTP on your registered mobile …Secure Login. Use Virtual Keyboard. Username. Password. Security. Image Captcha Audio Captcha. Forgot Username / Password. Download SC Mobile App. Bank …Step 1: Click here and you will be redirected to a page with a variety of current account. Step 2: Select from a variety of current account variants available and click “Apply Now”. Step 3: Fill the application form and click “Proceed”. Step 4: The application has been sent for approval. Click here to register for Online Banking or SC ... A savings account for NRIs to fulfil all banking needs in India. Earn tax-free interest, make investments, add a mandate, and repatriate your funds with your NRE Savings account. Enjoy various benefits with the Visa Platinum Debit Card and Visa Infinite Credit Card. *T&C apply. Step 4: Follow the instructions to redeem your reward points. Mobile Banking. Step 1: Log in to SC Mobile. Step 2: Select “Credit Card Rewards” from the menu displayed on the left. Step 3: Know the reward points accumulated on your credit card. Step 4: Follow the instructions to redeem reward points. Click here to register for Online ...Online Banking. We have introduced a CAPTCHA code in addition to your login credentials to make your banking experience even safer. The CAPTCHA code is valid for 120 seconds. Your session on Standard Chartered Online Banking has timed out for security reasons. To access your accounts, please login again. (Err Code:2205) Designed for businesses, Straight2Bank is an award-winning online banking platform for all your transactions. With Straight2Bank you can make payments and track your business transactions, even when you are on the move. Access to all your accounts anytime, anywhere. Get trade advice with the online info manager. International Business debit card. We have introduced a CAPTCHA code in addition to your login credentials to make your banking experience even safer. The CAPTCHA code is valid for 120 seconds. Your session on Standard Chartered Online Banking has timed out for security reasons. To access your accounts, please login again. (Err Code:2205) Applying for a supplementary credit card is a simple and straightforward process. Visit your nearest Standard Chartered Bank branch and request for a supplementary credit card against your existing active Standard Chartered Credit Card. You will be provided a form where you will be required to fill in basic details like your name, address and ...Online Banking. Manage your accounts and transactions anytime and anywhere. Login. Enjoy easy banking. Introducing a clean, modern banking experience. We've simplified things. Made navigation quicker. Tracking your money and staying in control of your finances should now be easier. slide 1 to 3 of 3. Simple steps to pay your bill. Step 1: Log into Online Banking or Sc Mobile. Step 2: Select Bill Payments under Payments. Step 3: Click on any biller category and select biller to pay bills instantly. Step 4: Setup Auto Pay Instruction by clicking on Add Biller, filling your bill details and enabling auto pay. Easy aXcess to your cash at ATMs in India & around the world. Apply Now. View All Accounts & Deposits Cards. Back Credit Cards . EaseMyTrip Credit Card. Enjoy flat 20% & 10% discount* on hotel* & flight bookings. #SkipToTheTrip. ... Take control of your Standard Chartered bank account in a quick, simple & convenient way using our SC Mobile app. Download Now. View …STEP 1 – Login to your Online Banking. STEP 2 – Digital Signature > you can view his/her registered certificate here. STEP 3 – Digital Signature > you can click on “Delink”. STEP 4 – Digital Signature > Click on “Confirm” button. STEP 5 – Enter One Time Password (OTP) received on your registered mobile number and click on ...Choose to view account details, credit card statements, pay bills or transfer funds. Click the overview icon to go back to your account summary. Click on your name to personalise all your settings, update your details and read notifications in your mailbox. Monitor past and future transactions by day, week or month with our calendar function.Some examples of concurrent powers are the power to tax, to build roads, to borrow money and to create courts. Other such powers include making and enforcing laws, chartering banks...We have introduced a CAPTCHA code in addition to your login credentials to make your banking experience even safer. The CAPTCHA code is valid for 120 seconds. Please remain vigilant towards calls, emails or SMS’ purported to be from the Government/health authorities/ the Bank. The Bank will not ask for your financial information, banking id ... You can get up to AED 5,000 and your friend can get up to AED 21,500. Online banking login made easy! Securely access your accounts and manage your finances anytime, anywhere with our online banking platform. Visit our website. Open Standard Chartered Online Banking, select Online Banking in the navigation menu on the left hand side and click “Login”. Enter your Username and Password and click “Login”. Input the 6-digit One-time Password we have sent to your registered Mobile number.Visit the Net Banking Portal of the Standard Chartered Bank. · Point the cursor on the Login button present on the top-right side of the page. · Choose the Online&nbs... Standard Chartered Bank United Kingdom. London is our headquarters and a key hub for our business. We also manage a lot of our Private Banking and International Banking operations here. Standard Chartered Bank, 1 Basinghall Avenue. London. EC2V 5DD. +44 (0)20 7885 8888. View map. Employee banking pack. Your Value Employee Banking Pack consists of: Savings account. Employee Banking Platinum Debit Card. Titanium Credit Card (5% cash back on petrol, telecom and utility bill payments and reward points on other categories) OR Platinum Rewards (5 reward points for every Rs. 100 spent#)The bank has put 75 lakh shares in a block for sale and the floor price for the same is Rs 1,672/share. This is at a discount of over 6% to the current …Standard Chartered online banking services provide the comfort of banking anywhere anytime. Customers can transfer funds, pay bills, open a term deposit, request for an e-statement, or change the personal details with just a few clicks. All the net banking transactions are not only quick, easy, and convenient but are also highly secure.No more sacrificing your Saturday’s for bank work. Experience 100% digital banking with with Standard Chartered, right from instant account opening, to digital payments and online mutual funds on-the-go. Standard Chartered’s suite of Digital Banking products gives you a personalised banking experience and makes all banking operations easier.Mumbai: Standard Chartered Bank is set to exit its investment in Central Depository Services (India) Ltd (CDSL) by selling its entire stake through …Royal Sundaram Lifeline. A holistic indemnity plan with benefits like international cover, free health check-up and no claim bonus. Choose the most suitable health insurance plan solution with amazing benefits. Select from plans for family, individuals and cover from critical diseases.Interaction Guidelines. Standard Chartered Bank is registered with DICGC https://www.dicgc.org.in. DICGC QR Code. Wondering how to make your credit card payment? Click to understand about the detailed step by step procedure to make the credit card bill payments and more.Move your money in 30 seconds with FAST via Standard Chartered Mobile or Online Banking anytime, anywhere. *FAST transfers are only available for Singapore dollar account transfers in Singapore between the 19 participating banks. Credit card funds transfer - Use your credit card as a cash advance facility to transfer funds easily between your ...Step 4: Follow the instructions to redeem your reward points. Mobile Banking. Step 1: Log in to SC Mobile. Step 2: Select “Credit Card Rewards” from the menu displayed on the left. Step 3: Know the reward points accumulated on your credit card. Step 4: Follow the instructions to redeem reward points. Click here to register for Online ...Easy aXcess to your cash at ATMs in India & around the world. Apply Now. View All Accounts & Deposits Cards. Back Credit Cards . EaseMyTrip Credit Card. Enjoy flat 20% & 10% discount* on hotel* & flight bookings. #SkipToTheTrip. ... Take control of your Standard Chartered bank account in a quick, simple & convenient way using our SC … A savings account for NRIs to fulfil all banking needs in India. Earn tax-free interest, make investments, add a mandate, and repatriate your funds with your NRE Savings account. Enjoy various benefits with the Visa Platinum Debit Card and Visa Infinite Credit Card. *T&C apply. Open Standard Chartered Online Banking, select Online Banking in the navigation menu on the left hand side and click “Login”. Enter your Username and Password and click “Login”. Input the 6-digit One-time Password we have sent to your registered Mobile number.Mobile banking startup Varo is becoming its own bank. The company announced on Friday it has been granted a national bank charter from the Office of the Comptroller of the Currency...Standard Chartered Bank and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BillDesk whose site you are about to access. Neither Standard Chartered Bank nor any of its affiliates nor their directors, officers and employees will be liable to ...Open Standard Chartered Online Banking, select Online Banking in the navigation menu on the left hand side and click “Login”. Enter your Username and Password and click “Login”. Input the 6-digit One-time Password we have sent to your registered Mobile number.HONG KONG, March 26 (Reuters) - Standard Chartered (STAN.L) CEO Bill Winters met with the head of China's foreign exchange regulator on …Search. Standard Chartered is a London-based, international bank with significant operations in Asia, Africa, the Middle East and Latin America. Our core businesses are Consumer Banking, Business Financial Services and Wholesale Banking - Corporate and Institutional Banking and Global Markets.Mar 27, 2020 ... How to Open Standard Chartered Bank Account Online in Pakistan | Standard Chartered Bank Account ... Standard Chartered India•4K views · 1:23. Go ...Standard Chartered PLC, our UK based parent, became the first foreign company to list in India through the issuance of Indian Depository Receipts in June 2010. We also have a number of subsidiaries operating in India: Standard Chartered Securities (India) Ltd, the vehicle for the equities business. Standard Chartered Private Equity Advisory ...2. All other Purpose under LRS. 5% of the aggregate amount in excess of 7 lakhs*. 20% of the aggregate amount in excess of 7 lakhs*. Trouble free travelling with Standard Chartered Multi-Currency forex card. Avail Insurance cover, duty free shopping, easy refill, instant issuance & more. Apply Now!To make an online purchase and pay directly from your account, customers visit their chosen web merchant, choose the product or the service they wish to purchase, and select “Standard Chartered Bank Net Banking” as their payment method. You will then be prompted to enter your Net Banking User Name and Password on the screen and submit. Upon ...Standard Chartered Bank, India is an AMFI Registered Mutual Fund Distributor of select mutual funds and a referrer of other 3rd party investment products. The Online Mutual Funds platform is an EXECUTION-ONLY platform. If you wish to receive advice from us in relation to transacting in Mutual Funds, you should not use the Online Mutual Funds … A savings account for NRIs to fulfil all banking needs in India. Earn tax-free interest, make investments, add a mandate, and repatriate your funds with your NRE Savings account. Enjoy various benefits with the Visa Platinum Debit Card and Visa Infinite Credit Card. *T&C apply. Search. Standard Chartered is a London-based, international bank with significant operations in Asia, Africa, the Middle East and Latin America. Our core businesses are Consumer Banking, Business Financial Services and Wholesale Banking - Corporate and Institutional Banking and Global Markets.Download the app from Google Play Store or App Store. Select your standard chartered bank account. Create your UPI ID ( For example raj1234@upi ) Verify your account & set a UPI PIN using debit card authentication. You UPI Pin will remain same for your account linked to any NPCI certified PSP ( Payment Service Provider) UPI apps.If you have received an SMS with an OTP/Temporary Password that you have not requested for, please do not act on it and contact us immediately via our 24/7 Phone Banking at 111-002-002. Please be careful with suspicious emails and websites that attempt to infect your machine with malware or attempt to get your confidential banking … Asia Online banking. Standard Chartered Bank Singapore Branch & Standard Chartered Bank (Singapore) Limited. Marina Bay Financial Centre (Tower 1), 8 Marina Boulevard, Level 27, Singapore, 018981 +65 6596 8888 Contact Details. Clients can avail this services by calling Aspire Lifestyle at 022 4232 0274 Toll Free: 1800 102 7274 Email: [email protected]. Step 1: Login to Online Banking or SC Mobile app. Step 2: Go to Help and Services. Step 3: Click on Card Management and then select Manage Card Usage. Step 4: Select your card then select Domestic/International Transactions. Step 5: Block/Unblock or set a limit for your Contactless Transactions. Modify Debit & Credit Card Limit & manage all ... New to Online Banking? Instant Registration IT'S EASY!! Click here to instantly register for Online Banking/ Breeze using your ATM or Debit Card or Credit Card. Register using Temporary ID and Password. Click here if you have obtained a Temporary ID and Password for First Time Login or re-registration.Check various investment plans offered by Standard Chartered Bank. Get Market insights, online mutual fund, wealth solutions and many more investment products. You are in Personal Banking. FOR INDIVIDUAL. Priority Banking Private Banking Premium Banking ... Easy aXcess to your cash at ATMs in India & around the world. Apply Now. View All … You can get up to AED 5,000 and your friend can get up to AED 21,500. Online banking login made easy! Securely access your accounts and manage your finances anytime, anywhere with our online banking platform. Visit our website. Step 1: Login to Online Banking or SC Mobile app. Step 2: Go to Help and Services. Step 3: Click on Card Management and then select Manage Card Usage. Step 4: Select your card then select Domestic/International Transactions. Step 5: Block/Unblock or set a limit for your Contactless Transactions. Modify Debit & Credit Card Limit & manage all ... Standard Chartered, a leading international banking group, offers a comprehensive suite of banking services designed exclusively for Non-Resident …Easy aXcess to your cash at ATMs in India & around the world. Supervalue Account. Free ATM usage,cheque book, statements and direct debits. Prime Savings Account. Enjoy exclusive dining privileges, cashbacks and much more. Current Accounts. International Trade Account. Range of services for import or export business. Turn your dreams into reality. Simply ‘Dial a Loan’ on your Standard Chartered credit card. Find Out More. Get instant personal loan up to 50 Lakhs from the comfort of your home without any collateral. Apply online, complete your Video KYC and get instant approval. Aug 29, 2017 ... Learn how to add a new payee from your Standard Chartered Singapore Online Banking account.What are the benefits of the Platinum Debit Card? Exclusive dining privileges, all the offers are be listed here. App available on IOS and Android. Reward Points can be redeemed on 360 0 rewards platform. Daily limit of INR 200,000 for purchases and ATM withdrawals. Minimum monthly salary credit into Standard Chartered salary account of Rs. 1.5 Lakh, or. Mortgage approved amount of Rs. 1 Crore and above, in the first 12 months of commencement of Premium Banking relationship, and thereafter maintain a Mortgage outstanding balance above Rs. 1 Crore. We would like to show you a description here but the site won’t allow us.Link and view multiple accounts in a single view wherever you are. Access global currencies. Conveniently access funds in more than 10 currencies with a multi-currency account. Free and fast transfers. Transfer internationally with zero charge and lock in competitive FX rates via mobile banking. Open an account remotely.In the world of higher education, the University Grants Commission (UGC) plays a vital role in ensuring the quality and standards of universities and colleges in India. For student...We have introduced a CAPTCHA code in addition to your login credentials to make your banking experience even safer. The CAPTCHA code is valid for 120 seconds. Your session on Standard Chartered Online Banking has timed out for security reasons. To access your accounts, please login again. (Err Code:2205)Know the Standard Chartered India's competitive savings rate for RFC, Recurring Deposit, NRO, NRE & more. Open an account today and help us serve your …If your company has an Employee Banking Account relationship with Standard Chartered, simply contact us: Call our 24-hour phone banking. Visit your nearest branch. Contact your company’s relationship manager. Our relationship manager will help you with the account opening. If your company does not have an existing Employee Banking Account ...How to access. Download Standard Chartered Mobile application. New-age banking experience for your financial freedom. Manage all your banking needs …Monthly interest rate of 3.75% pm is annualized to arrive at an APR of 45.00% for all Standard Chartered Credit Cards including Visa Infinite and Emirates World credit cards. However, for all instant credit card variants, the monthly interest rate is 1.99% pm (APR of 23.88%).To protect your accounts, we have temporarily blocked your Online & Mobile Banking access. You will also receive a call from us shortly. In case you need immediate assistance, please reach out to our 24-hour Client Contact Centre. Click here to view phone banking number. (Err Code:2744) Enjoy the convenience of banking from your mobile device.Aug 29, 2017 ... Learn how to add a new payee from your Standard Chartered Singapore Online Banking account.Move your money in 30 seconds with FAST via Standard Chartered Mobile or Online Banking anytime, anywhere. *FAST transfers are only available for Singapore dollar account transfers in Singapore between the 19 participating banks. Credit card funds transfer - Use your credit card as a cash advance facility to transfer funds easily between your ...Open Standard Chartered 3 in 1 account online. Enjoy the benefits of trading account, saving account, demat account together in 1 account. ... Such links are only provided on our website for your convenience and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents. ... The savings and …Make your Standard Chartered Loan (Mortgage and Personal Loan) payments in a secure and convenient manner through Bill Desk by following the below 3 simple steps: Step 1: Enter your 8 digit loan account number twice, Loan Account Holder Name and Payment Amount against EMI / Arrears. Click on validate to validate the account number with our records.Online Banking. Step 1: Log in to Online Banking. Step 2: Select “Profile” from the left hand side menu. Step 3: An OTP will be generated and sent to your registered mobile number. Step 4: Enter the OTP under the “Profile” tab, read the instructions on the screen and proceed to make changes to your address. SC Mobile. Step 1: Log in to ...Unlimited free cash withdrawal at any Standard Chartered Bank ATM in India; 3 free transaction Non SCB ATM’s in India; Nil charges on NEFT and RTGS transactions; What are the add on benefits for availing aXcess Plus Savings account? 15% discount on 850+ partner restaurants on using Standard Chartered Debit Card. Can I open aXcess Plus savings account Online?Check out the Standard Chartered electronic banking terms and conditions, also get detail information on data security & other online internet banking related issues. ... 1.2.1 an account holder with Standard Chartered Bank, India and aged 18 or over; and. 1.2.2 registered by us to use the Service. 2. FOLLOWING OUR USER GUIDANCE. 2.1 User …India is 4.5 or 5.5 hours ahead of the United Kingdom, depending on the season. The United Kingdom follows Greenwich Mean Time, or GMT, in the winter and British Summer Time, or BS...Minimum monthly salary credit into Standard Chartered salary account of Rs. 1.5 Lakh, or. Mortgage approved amount of Rs. 1 Crore and above, in the first 12 months of commencement of Premium Banking relationship, and thereafter maintain a Mortgage outstanding balance above Rs. 1 Crore.To protect your accounts, we have temporarily blocked your Online & Mobile Banking access. You will also receive a call from us shortly. In case you need immediate assistance, please reach out to our 24-hour Client Contact Centre. Click here to view phone banking number. (Err Code:2744) Enjoy the convenience of banking from your mobile device.SMS Banking now offers: Information Services - You can now check your bank account and credit card information using the keywords. Transaction Alerts – Bank account and credit card alerts are sent to your registered mobile number. You will also receive a consolidated email outlining all your transactions. Is SMS Banking available for joint ...Online Banking. Step 1: Log in to Online Banking. Step 2: Select “Transfers” from the left-hand side menu. Step 3: Go to “Third Party Transfers”. Step 4: Select “Add a new funds transfer payee”. Step 5 : Enter payee details like payee type, payee name, and payee account number. Step 6: Enter Transaction Password and enter One Time ...Mar 27, 2020 ... How to Open Standard Chartered Bank Account Online in Pakistan | Standard Chartered Bank Account ... Standard Chartered India•4K views · 1:23. Go ...We have introduced a CAPTCHA code in addition to your login credentials to make your banking experience even safer. The CAPTCHA code is valid for 120 seconds. Please remain vigilant towards calls, emails or SMS’ purported to be from the Government/health authorities/ the Bank. The Bank will not ask for your financial information, banking id ...Standard Chartered Standard Chartered. Accounts & Debit Cards. Back Accounts SC Digital Account ... Welcome to Standard Chartered. Online Banking Straight2bank SC Digital KYC Review Close button Menu. Back button. Angola Argentina Australia ... India Indonesia Ireland Italy Japan Jersey ...To protect your accounts, we have temporarily blocked your Online & Mobile Banking access. You will also receive a call from us shortly. In case you need immediate assistance, please reach out to our 24-hour Client Contact Centre. Click here to view phone banking number. (Err Code:2744) Enjoy the convenience of banking from your mobile device.Take control of your Standard Chartered bank account in a quick, simple & convenient way using our SC Mobile app. Download Now. View All Services Digital Banking; Help; Search India. Login Welcome to Standard Chartered. Online Banking Login 360° Rewards Straight2Bank Close button Menu. Back button. Angola Argentina Australia Bahrain …Step 1 – Visit the online application/website where you want to purchase grocery, pay bills or order food and initiate a transaction. Step 2 – In the check-out page, select Standard Chartered Bank Credit/Debit Card and provide CVV. Step 3 – Tick mark the check box “Secure your Card” or “Save Card as per RBI guidelines”.Advertisement Charter schools are not public schools, but they aren't exactly private schools either. Like public schools, they're free to attend for students within the school dis...Some examples of concurrent powers are the power to tax, to build roads, to borrow money and to create courts. Other such powers include making and enforcing laws, chartering banks...
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The standard meridian of India is 82.5 degrees east of the Greenwich Meridian. This meridian passes through the city of Allahabad. It runs through the center of the country. In 190...Asia Online banking. Standard Chartered Bank Singapore Branch & Standard Chartered Bank (Singapore) Limited. Marina Bay Financial Centre (Tower 1), 8 Marina Boulevard, Level 27, Singapore, 018981 +65 6596 8888Credit Card Bill Payments. Variety of options to pay your credit card bill from anywhere. Avail services like eStatements, payment gateway, SMS banking, voice recognition, QR payments, IMPS, Alerts & more with Standard Chartered India. Bank with confidence!Online Banking benefits. Why should I use Online Banking? Perform banking operations at the tip of your fingers 24X7 safely and conveniently. It is extremely easy to use and you can manage your account easily wherever you are. It saves you time as you no longer have to visit the branch or call up Phone Banking for basic banking services. Enjoy seamless digital banking. Minimum balance INR 25,000. Apply Now. 360° Savings account rewards. A rewards programme that earns you more rewards when you transact with your Savings account. Standard Chartered offers the best offer and rewards on credit card, debit card & more. Apply for credit & debit card avail great cashback offers evereytime you spend!APPLY NOW. Investment. Invest in 250+ funds across 15+ AMCs 24/7 from your mobile app or online banking. Get access to fund ideas, market insights, …Advertisement Charter schools are not public schools, but they aren't exactly private schools either. Like public schools, they're free to attend for students within the school dis...Request for an excess EMI refund. Copy of Terms and Conditions for my Loan. Get a copy of the terms and conditions issued by the bank at the time of loan application on your registered mailing address. Reissuance of Loan Preclosure letter. Get reissuance / revalidation of Pre-Term Quote for closure of the loan on your registered email address.Ms Jigna Chandarana – Principal Nodal Officer, Standard Chartered Bank, 19, Rajaji Salai, Chennai – 600001 or Email at: [email protected]. The complaint will be responded within 5 working days. Contact No: 080-42896718 / 080-28089025. Click here for a region wise Nodal Officers list.Standard Chartered Bank will never ask you for confidential information like OTP/PIN/Password through emails, SMS, phone calls or in-person. Beware of anyone asking you for such details. Do not use easy-to-guess numbers as your Password, such as 111111, 123456, your date of birth, etc. Change your Password regularly (once in 3 … Simple and fuss-free, the Basic Banking account is a ‘no minimum balance account’ with the following benefits: • Unlimited free ATM withdrawals at all bank’s ATMs. • Free banking anywhere (customer-in-person in non-domicile branches). • Cheque book. • Free debit card. Standard Chartered Standard Chartered. Accounts & Debit Cards. Back Accounts SC Digital Account ... Welcome to Standard Chartered. Online Banking Straight2bank SC Digital KYC Review Close button Menu. Back button. Angola Argentina Australia ... India Indonesia Ireland Italy Japan Jersey ... To protect your accounts, we have temporarily blocked your Online & Mobile Banking access. You will also receive a call from us shortly. In case you need immediate assistance, please reach out to our 24-hour Client Contact Centre. Click here to view phone banking number. (Err Code:2744) Enjoy the convenience of banking from your mobile device. The bank has put 75 lakh shares in a block for sale and the floor price for the same is Rs 1,672/share. This is at a discount of over 6% to the current …Simple steps to pay your bill. Step 1: Log into Online Banking or Sc Mobile. Step 2: Select Bill Payments under Payments. Step 3: Click on any biller category and select biller to pay bills instantly. Step 4: Setup Auto Pay Instruction by clicking on Add Biller, filling your bill details and enabling auto pay.Instant Self Registration. You can register instantly through a debit or credit card. You have to provide your debit/ credit details, and you’ll receive an OTP on your registered mobile … Enjoy seamless digital banking. Minimum balance INR 25,000. Apply Now. We have introduced a CAPTCHA code in addition to your login credentials to make your banking experience even safer. The CAPTCHA code is valid for 120 seconds. Please remain vigilant towards calls, emails or SMS’ purported to be from the Government/health authorities/ the Bank. The Bank will not ask for your financial information, banking id ...We have a broad geographical footprint, with presence in 27 markets across asia, middle east and africa, serving our commercial banking clients for more than 150 years. Single Touch-point. Standard chartered’s global account management (gam) framework allows for seamless expansion into new markets within our footprint..